Namashkar Dosto…!!!
Dosto aap logo ne akshar mutual fund ka naam to suna hi hoga to doso mai aaj aapse isi ke bare me baat karne wala hu asha karta hu ki aapko meri information achhi lagegi.
MUTUAL FUND KYA HOTA HAI?
Mutual fund ka ye matlab hota hai ki. Kuch logo ke paise ek sath milakar kisi bond, Share or stock me invest karna. Aur ye paisa kisi stock ya bond ko buy karne me kiya jata hai. Ya fir kabhi – kabhi dono me ek sath invest kiya jata hai.
MUTUAL- logo ko ek sath milkar aana
FUND – Paise sath me jama karna.
Mutual fund me kai logo ka paisa milar kar kisi ek sock ya bond me invest karne ke process ko MF kaha jata hai.
Mai ap logo ko ek ex. Ke through samjhta hu:-
EX.- Ek bekar hajaro kg ka cake banata hai. Ye cake alag –alag bite se bana hota hai. Ye har bite(अंश) me ek different stock ya bonds hote hain. Aur ye sare bites(अंश) ke sath milkar portfolio banate hain.
Ye fund ek professional fund manager manage karta hai. Jo in jama kiye hue paise se ek aisa portfolio banata hai. Jo scheme (योजना) ke investment ke purpose se match karta ho. Is portfolio me invest kai alag – alag sector me kiya jata hai. ya industry me bhi kiya jata hai. Isse risk bhaut kam rehta hai. kyoki sabhi stock ek hi time pe ek hi direction me nahi chalega to usse fund ko balance rakhne me help karta hai.
TYPES OF MUTUAL FUND
1- Midcap & Smallcap Mutual Fund-
Midcap & Smallcap MF ek aisi subidha hai jaha par aapko badhe invester nahi milege kyoki yaha par sari choti moti company ke share me paise lagate hai. choti moti company hone ke nate isme risk bahut hi jyada hota hai. Lekin ye bhi baat sahi hai iss fund type ki Midcap & Smallcap MF me profit bhi jyada milta hai. mtlab aapke dwara invest kiye gaye paise par reture jyada milta hai. yadi aap chote invester hai to aap apna paisa Midcap & Smallcap Mutual Fund ke dwara laga sakte hai. ye aapke liye ek perfect place hai paise invest karne ka. isliye aap Midcap & Smallcap Mutual Fund me paise laga kar badiya profit kama sakte hai.
2. Largcap Mutual Fund–
Largecap MF me aapko sabhi bade invester milege kyo. Ki yeha par sabhi jyada paise invest karte hai. Largcap Mutual Fund me risk bahut hi kam hota hai. Isliye yaha par profit bhi kam milta hai. Largcap MF ke dwara aap compnay ke share kam risk par buy kar sakte hai. Aur thik thak profit kama sakte hai. Yadi aap risk kam lena cahte hai to aap Largcap Mutual Fund me invest kar sakte hai. Largcap MF me aap kam risk par profit kama sakte hai. isliye ye bhi ke badiya option hai aapko invest karne ke liye.
3.Debt Fund-
Ye ek aisa madhyam hai jaha par sarkari brand jaisi chizo me paisa invest kiya jata hai. debt ka simple se arth hota hai karj. Debt Fund thik ussi parkar hota hai jiss parkar aap bank me fix deposit karte hai. isme bhi bahut kam risk hota hai. aap iske dwara acche paise kama sakte hai. lekin isme investment jyada hota hai. Debt Fund ki badiya baat ye hai ki isme bahut hi kam risk hota hai. lekin isme profit bhi kam hota hai. isliye aap bina kisi risk par profit kamana chate hai to Debt Fund aapke liye ek badiya option hai.
MUTUAL FUND ME KAISE INVEST KARE?
Yadi aapne thoda bahut share market ke bare me suna hoga. To aapko pata hoga ki share market me invest karne ke liye. Aapke pass jyade time, share market ki badiya information, honi cahiye. jo log share market me jyada invest karte hai. Woh log to din raat share market me hi lage rahte hai. Aur woh log share market hi har ek utar chadao se puri tarah se parichit rahte hai. lekin jo log share market me chota investment karte hai. Unke pass utna time nahi hota hai. ki woh log share market ke utar chdav me fase.
Share market me invest Mutual Fund ke dwaar karte hai. Mtlab woh log apna paisa kisi aise log ko invest karne ke liye de dete hai jo log full day share market me hi rahte hai. Yadi aap bhi share market me Mutual Fund ke dwara invest karna cahte hai. To mai aapko kuch badiya point batata hu jinko dhyaan me rakh kar aap bhi apna paisa badiya tarike se share market me invest kar sakte hai.
- Mutual fund me ek aise bande se contect karna cahiye jo regular basic par share market me invest karta ho.
- MF kisi aisi compnay ko choose kar sakte hai jo aapki taraf se share market me investment kar sake. Yadi aap apne kuch dosto ke sath mutual fund karke share market me investment karna chate hai.
yadi aap apne kuch dosto ke sath mutual fund karke share market me investment karna caahte hai to aap kisi share market ke expert ko hire kar sakte hai woh aapke paise ko bahut hi perfect tarike se share market me invest kar denga.
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AZMOVIEZ 